Health & Dental Insurance

The Health & Dental opt-out for the Fall 2017 semester is now open.

You can opt out at the following link: GSC Opt-Out Fall2017

For further questions or concerns, please email hdplan@munsu.ca or call 864.7633

In the current climate of increasing health care costs, students on fixed incomes are particularly vulnerable. Each year, the cost of prescription drugs and basic health services take increasingly large portions out of the limited budgets of many students. Postponement of necessary but expensive medical procedures can have disastrous consequences and for students may jeopardize the completion of their academic programs. The Students’ Union operates group health and dental plans for members to ensure that all students have access to the medical services they require. All full-time undergraduate students are enrolled in these plans when they register. Fees for the health and dental plans are collected by the University in the fall and winter semester. Because the plans operate on a 12-month basis, students attending Memorial full-time in both the Fall and Winter semesters are covered until the following August. Currently, fees for health coverage are $89 per semester, and fees for dental coverage are $71.50 per semester. Each student covered under the health plan can receive a pay-direct insurance card. These cards ensure that students receive benefits when purchasing prescriptions or health and dental related services and therefore are not required to submit claims forms. Students should retain this card for as long as they are undergraduate students and remain enrolled in the health plan. Insurance cards for those students who do not return to MUN the following academic year will be deactivated on August 31 of that year. Students already covered under an extended health plan (i.e. a plan other than a provincial health care plan) or dental plan may choose to opt out of the Students’ Union plans to receive a refund of health and dental fees. As the Union’s plans include benefits specifically designed for students’ needs, retaining the coverage will increase total coverage and further reduce health care costs.

For details on benefits, maximums, and exclusions, please visit www.greenshield.ca/studentcentre and select Memorial University of Newfoundland Students’ Union (MUN). This site also contains the necessary forms and detailed instructions for filing a health, dental, or emergency travel claim. You can also create a customized ID card to take advantage of the pay-direct model at various providers. Contact: Green Shield Canada Customer Service | (888) 711-1119

Students already covered under an extended health plan (i.e. a plan other than a provincial health care plan) or dental plan may choose to opt out of the Students’ Union plans to receive a refund of health and dental fees. As the Union’s plans include benefits specifically designed for students’ needs, retaining the coverage will increase total coverage and further reduce health care costs.

To opt out of the health or dental plans, students must complete an online waiver form and demonstrate proof of existing coverage in their first full time academic semester of each year. For most students, this requires an opt out in September of each year. To opt out, please follow these steps:

1. Click the opt-out link above, and follow the steps on the Green Shield website.

2. Follow the opt-out process as instructed by the Green Shield website. Once you have completed your opt-out application, you will receive an automatic email confirming receipt of your application. Please print off or keep the email for your records for at least one year. If you do not receive an email (and don’t forget to check spam), there might have been an issue with your opt-out application. In this case, contact our Health & Dental Administrator for assistance. Please carefully read the disclaimer contained in the confirmation email. Note that incomplete information or errors in the entry of your information may prevent you from receiving your opt-out reimbursement.

Refunds will be issued approximately two weeks after the last day to add courses. If fees have not been refunded to your student account by this date, please forward your email confirmation to hdplan@munsu.ca.

Contact: Health & Dental Administrator | hdplan@munsu.ca | (709) 864-7633

Part-Time and Work Term Students Part-time and work term students are not automatically enrolled in the health & dental plans via their student accounts. If these members wish to participate in the plans, they must complete an application and pay fees at the MUNSU Office. Unfortunately, MUNSU is not able to add these fees to a member’s student account. Members have until two weeks after the first day of classes in each semester to enroll in the health & dental plans. Family Coverage Members with a spouse and / or dependents have the option to purchase family coverage through the MUN Students’ Union. Purchasing this coverage will extend the member’s benefits to their family members. This additional coverage can be purchased each semester until the opt out deadline (two weeks after the first day of classes). Contact: Health & Dental Administrator | hdplan@munsu.ca | (709) 864-7633

You can find most information by visiting www.greenshield.ca/studentcentre and selecting Memorial University of Newfoundland Students’ Union (MUN). Questions regarding benefits or claims should be directed to Green Shield Canada Customer Service at 1.888.711.1119. When calling, you must provide your GSC ID number, a unique identification code for each member. Your GSC ID number is MUN + Your Student Number (ex. MUN200908661). If you have other questions, please contact MUNSU by visiting UC-2000. Contact: Green Shield Canada Customer Service | (888) 711-1119 Contact: Health & Dental Administrator | hdplan@munsu.ca | (709) 864-7633

Contact: Health & Dental Administrator | hdplan@munsu.ca | (709) 864-7633

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